分行信息,包括大堂和驾车时间,可以在 Contact Us.
这是简单和快速更新和验证您的信息. Follow these simple instructions for Online Banking (desktop) or Mobile App (iOS or Android).
Mobile App (iOS)
1. Log in to the Mobile App
2. Go to More
3. Go to Others
4. Go to Settings
5. Go to Contact
6. 添加或更新您的电话号码,电子邮件地址和偏好
7. Confirm your phone number by answering the security questions or entering a code from your email
Mobile App (Android)
1. Log in to the Mobile App
2. 转到汉堡包菜单(左上角有三行)
3. Go to Settings
4. Go to Contact
5. 添加或更新您的电话号码,电子邮件地址和偏好
6. Confirm your phone number by answering the security questions or entering a code from your email
Online Banking
1. Log in to Online Banking
2. Go to Settings (top right)
3. Go to Contact
4. 添加或更新您的电话号码,电子邮件地址和偏好
5. Confirm your phone number by answering the security questions or entering a code from your email
如果你有一个活跃的支票账户或贷款,你将每月收到对账单. 否则,您将收到季度报表. 报表周期从每月的第一天到每月的最后一天. If you’re enrolled in e-statements,当你的电子结算单可用时,你会收到一封电子邮件.
你可以透过点击 eDocs widget in online banking.
Once you enroll in e-statements, 你的电子结单资料库会储存过去24个月的电子结单.
点击您的设备获取添加卡到移动钱包的说明.
Yes. 中华总工会有两种不同的透支方式:
礼遇付款包括以下几种交易:4
We also offer a $30 grace allowance. That means no fees for debit card transactions if your overdrawn balance is less than $30.2
If you have electronic payments, withdrawals or deposits being made to your account from a merchant or other financial institution (like payroll deposits or utility bill payments), notify that merchant or institution of your account number and ACFCU’s ABA routing number: 256078404.
You can transfer between your ACFCU account and external accounts for free (subject to a fee for insufficient funds) by following these easy steps:
1. You’ll need:
2. 按照我们的指示一步一步地进行 ACH Origination Setup guide.
Yes, to wire money to your ACFCU account, 只需向其他机构提供以下指示:
Incoming Wires
Outgoing Wires
要修改警报,请按照上面的说明操作.
要删除警报,请按照步骤1-6并将按钮滑动到OFF.
用户名必须由数字和字母组成,长度在8到15个字符之间. Old usernames cannot be reused.
You can access our Privacy Policy online at any time.
有三种方法可以避免ATM机的费用:
您可以通过三种方式避免每月的维护费用:
1. 保持贷款和存款总额为1,000美元
2. Actively use a Free Rewards Checking Account
3. 21岁以下或55岁以上的会员,我们将免收会员费
不,我们不会因为你提前还清贷款而惩罚你. If we paid any fees on your behalf for closing the loan or provided a cash back incentive, those amounts must be paid back if you close your loan within 36 months of opening the loan. 所欠的金额将包括在您的贷款偿还金额.*
Mail: 7-10 business days
In-person: Instant issue option
Eligible to start accumulating transactions right away (right after checking account has been opened or converted from a basic checking) and the rewards are applied to the account at the end of the month. If the checking account is closed before the end of the month, then the reward is not applied. Member can use the rewards check-in widget in OLB and mobile app to track their progress.
Overdrafts won’t impact rewards.
Can overdraft account:
None for the Free Rewards Checking. 如果不符合要求,基本检查可能会被评估快递费.
新会员:可亲自到分行或网上开户.
现有会员:可亲自到分行、网上或电话开通 703.526.0080 x4.
You must be a member or qualify for membership in ACFCU 在发放任何贷款之前,你必须先取得会员资格.
We offer personal loans from $1,000 to $50,000, subject to credit and income qualifications.
Just about anything! Personal loans are great for consolidating debts or financing a household expenses at a lower interest rate than a credit card.
Once your application is approved and any supporting documents (such as verification of your income, if needed) have been provided, you can sign your loan documents electronically and have the funds in a matter of hours.
Personal loans do not require collateral; however, if you do have collateral, like a paid-off vehicle, 你可以用你的抵押品以较低的利率获得更大的贷款.
Yes! 欢迎您在任何时候支付更多或额外的款项. There is no penalty for paying early and you’ll save money in interest over the life of the loan. 只要记住,你必须按时付款, 即使你之前付了更多的钱.
Yes, we offer convenient and affordable payment protection options that protect you and your loved ones in the event of disability or death of a covered borrower.
申请新的抵押贷款或为你目前的贷款再融资? Reference this convenient mortgage application checklist 找出你需要什么表格来保持这个过程.
不知道你的摊还和你的放弃? No worries! Our glossary of mortgage terms 将分解你需要知道的一切,并帮助你听起来像一个专业人士.
We’ve compiled our top 10 tips when applying for a mortgage 帮助你成为一个强大的申请人,这样你就可以资助你的梦想家园.
购买或再融资房屋可能会让人感到不知所措和困惑,但我们的 指引你了解按揭程序, it doesn’t have to be.
准备完成您的房屋净值贷款申请,请勾选我们的 home equity application checklist.
请求从属关系很简单,请按照下面的步骤 subordination agreement instructions.
得到快速的答案,所有您最紧迫的房屋净值问题在我们的 FAQ payment and statements guide.
Understanding how to access your home equity line of credit has never been easier with our FAQ accessing line of credit guide.
Yes! 精明的钱是一个免费的服务,可在网上银行和手机.
No! Checking credit scores on Credit Score is a “soft inquiry” that does not affect credit score.
Vantage 3.0
Please note that Vantage Score and FICO scores may be different and may result in different credit tiers/rates.
TransUnion
报名时,您必须先登录我们的安全网上银行或移动平台. 您的信用信息永远不会与第三方共享.
Yes. 三大信用报告机构——equifax, Experian, 和transunion——以及两种评分模型——fico或vantagescore——决定信用评分. 金融机构/贷方使用不同的机构,以及评分模型. 在计算分数时,信用报告中的200多个因素可能会被考虑在内, 而且每个模型对信用因素的权衡可能不同. 因此,没有评分模型是完全相同的,但方向应该相似.
Savvy Money is a credit monitoring tool we provide to you at no cost to learn more about how your financial decisions impact your credit score. You can expect your score to be different because we consider additional credit factors in your loan application that are not available in this tool that may result in a different score.
像Savvy Money这样的信用监控工具使用了Vantage Score 3这样的评分模型.0 to display your credit details. There are additional credit factors we consider when reviewing your loan application by using a FICO scoring model. 使用不同的评分模型是你看到你的分数不同的原因.
没有评分模型是相同的,但方向是相同的. 如果你的分数上升基于你的信用活动在精明的钱, 你可能会看到我们在贷款申请中的分数也会增加.
如果你在信用报告中发现不正确的信息, contact the company that issued the account or the credit reporting company that issued the report.
There is also more information on how to resolve these types of issues in the FAQ section under Resources.
Yes! 在信用报告页面,点击右上角的“下载报告”.
如果您超过120天没有登录网上银行或手机银行, your Money Savvy will go inactive, and you will be unenrolled. To re-enroll, follow the normal enrollment procedures to regain access to your profile information.
Yes. On the Resources tab, select “Profile Settings”, 滚动到最底部,选择“停用信用评分帐户”.” Once unenrolled, you can choose to reenroll at any time through online or mobile banking.
您可以从信用评分接收信用警报、月度通知和一般消息.
Yes. 您可以通过导航到资源选项卡来管理电子邮件通知, selecting “Profile Settings”, 并在电子邮件通知下更改他们的偏好. 您还可以在收到的电子邮件底部更改订阅设置.
精明的钱将回答有关信用评分和他们的网站的一般问题. 任何具体的信用社问题将被重新定向到我们的数字银行团队.
不,那张主信用卡是用来存放资金的. 要进行转账,您必须进入转账屏幕, select the credit card as the “From” account and then select a share for the “To” account.
The Business Cardholder has an assigned credit card given to them by the Business Administrator. 他们不能要求增加额度,也不能报失或被盗等. 任何赡养费要求必须由担保人提交. 如果您是担保人,请致电800-637-7728联系持卡人服务.
Only the Guarantor can file a dispute. 他们需要联系持卡人服务部800-637-7728.
Only the Guarantor can file a fraud claim. 他们需要联系持卡人服务部800-637-7728.
Call PIN now at 800.631.3197, enter EIN and business phone number.
不,个人账户将与商业账户分开.
On the 25th of the following month.
1. 从你的电脑上登录你的网上银行账户,然后进入 eDocs widget
2. Click on Overview
3. Click on the subscriptions setting caret: V
4. Click on the gear wheel
5. Select subscribe!
在您的在线视图中,您只能看到您的交易. The Business Administrator has access to view all of the transaction history and balances for all cardholders.
Contact your Guarantor.
Contact your Guarantor.
联系您的业务管理员解锁您的在线访问权限.
As a full-service credit union, 我们是一个由像你一样的成员组成的合作社,大家聚在一起知道这一点, 我们都能在理财之旅中受益.
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.